Disclaimer

Last updated: July 23, 2026

Please read this Disclaimer carefully before using armadillohealth.com or relying on any information provided by Armadillo Health.

Independent Insurance Advisor

Kevin McCarthy is a licensed independent insurance producer (NPN #14158956) and is not a direct insurer or underwriter. Armadillo Health does not sell insurance policies directly — Kevin McCarthy advises individuals, self-employed workers, 1099 contractors, and small businesses on available plan options and facilitates enrollment through licensed insurance carriers. He is compensated by those carriers, generally in the form of commissions, and this compensation may vary by carrier and plan.

Not Affiliated with Any Government Agency

Armadillo Health is not connected with or endorsed by any government agency, including the federal or state Health Insurance Marketplace. Any reference to government programs or marketplaces on this Site is for informational purposes only.

Licensing Across Multiple States

Kevin McCarthy is licensed to offer health insurance products in multiple states. Availability of specific plans, carriers, and pricing varies by state and is subject to change. Being licensed in a state does not guarantee that every plan or carrier referenced on this Site is available in that state.

General Information Only

The content on this Site — including but not limited to blog articles, the insurance glossary, FAQ answers, and any calculators or tools — is intended for general educational purposes only. It is not personalized advice and should not be relied upon as a substitute for a one-on-one consultation with Kevin McCarthy or a review of official plan documents provided by the carrier.

Health insurance products, pricing, availability, and regulations change frequently and vary by state, carrier, and individual circumstances. While we make reasonable efforts to keep information on this Site accurate and current, we do not guarantee its accuracy, completeness, or timeliness, and we are not responsible for decisions made based solely on Site content.

No Guarantee of Results

Nothing on this Site guarantees a specific premium, coverage outcome, claims approval, or savings amount. Final plan details, eligibility, and pricing are determined exclusively by the insurance carrier at the time of application.

Not Legal, Tax, or Medical Advice

Information provided on this Site is not intended as legal, tax, or medical advice. For guidance specific to your legal, tax, or medical situation, please consult a qualified attorney, tax professional, or healthcare provider.

Questions

If you have questions about this Disclaimer or would like to speak with Kevin directly about your specific situation, contact us at:

Armadillo Health 1550 Sawgrass Corporate Pkwy, Sunrise, FL 33323 Email: kmacchealth@gmail.com Phone: (954) 800-9802

Build Notes for Squarespace

Placement: Pages → Not Linked → create each as a standard page with the slugs above, then link all three from the footer (e.g., "Privacy Policy · Terms of Service · Disclaimer").

Hero: Reuse your standard hero pattern (Forest Green background or Off White, Montserrat H1 in Forest Green or Off White depending on background) with just the page title — no subtitle/CTA needed on legal pages.

Body: Native text block, H2s for section headers, body copy in Open Sans. Keep line length comfortable (max-width ~700–800px) for readability — legal pages read better narrower than your marketing pages.

Dates: All three currently say "Last updated: July 23, 2026." Update this if you publish later, and again any time you materially revise a page.

Legal review reminder: This content is written to be accurate and professional for a licensed insurance advisory business, but it is not a substitute for review by Kevin's compliance/legal counsel or carrier-specific compliance requirements (some carriers require specific disclosure language). Worth a quick pass before publishing, especially if Kevin sells Medicare products in addition to ACA/individual/group plans, since Medicare marketing has its own CMS disclosure rules.