Health Insurance That
Actually Works
for the Self-Employed
You work for yourself. Your health coverage should work just as hard. Kevin McCarthy — former restaurateur, 25-year industry veteran — finds the right plan and picks up the phone.
No obligation · Takes 2 minutes
25+
20+
States Licensed
Years Experience
100%
F&B
Industry Specialist
No-Cost to You
Whether you're running a restaurant, driving routes, or working shifts, Kevin knows your world — and the right plan for it.
Find Your Coverage Category
Who We Cover
🍽️
Food & Beverage Professionals
Restaurant owners, chefs, servers, bartenders,
and F&B workers Kevin spent 30+ years in your world. He knows the hours, the gaps, and exactly what you need.
📋
1099 Workers & Self-Employed
Contractors, freelancers, and independent
workers who need real coverage without an HR department. Private PPO plans that move with your career.
🚚
Truckers & Nurses
You work across state lines. Your coverage needs to keep up. Kevin specializes in multi-state plans with real network access wherever you are.
👨👩👧
Individuals & Families
No employer plan? No problem. Kevin builds individual and family coverage around your doctors, your budget, and your life — not a one-size-fits-all package.
🏢
Small Business Owners
Want to offer benefits without the enterprise price tag? Group plans for 2–50 employees that attract talent and keep your team healthy and loyal.
📅
Annual Review Clients
Already covered but not sure you have the right plan? Kevin reviews your current coverage every year during Open Enrollment to make sure you're not overpaying.
The self-employed health insurance trap
- You spent hours on Healthcare.gov and still don't understand your options
- You picked the cheapest plan and got slammed with bills
- You called your insurer and got a call center, not an answer
- You're paying for coverage you can't actually use
- Your premium went up at renewal — nobody told you there were better options
One call changes everything
- Kevin finds plans that fit your doctors, your budget, and your situation
- Private PPO networks — see any doctor without a referral
- He explains everything in plain language before you sign
- His service is completely free — carriers pay his commission
- He calls you at renewal to make sure you're still on the best plan
Getting covered is simple
The Process
Three steps from a phone call to a plan that actually works for you.
1
Book a Free Call
Schedule a 20-minute consultation with Kevin. No pressure, no jargon just a conversation about your situation.
2
Kevin Shops the Market
He compares private PPO plans, ACA marketplace options, and more — across carriers — to find what genuinely fits you.
3
You Pick. You're Covered.
Kevin walks you through your best options, handles the paperwork, and stays available when questions come up later.
The advisor who's actually been in your shoes
About Kevin McCarthy
"I ran four restaurants. I know what it's like to look at an insurance bill and wonder
if you can make payroll. That's exactly why I got into this business."
Kevin spent 30+ years in the food and beverage industry before becoming a licensed health insurance advisor. That background gives him something most advisors don't have — a real understanding of what self-employed professionals face.
Ready to stop guessing about your health coverage?
Book a free 20-minute call with Kevin. No obligation, no sales pressure — just straight answers about your best options.