Annual Coverage Review
Your life changes every year. Your health plan should keep up. Kevin reviews your coverage at every Open Enrollment to make sure you're on the best plan available.
Health insurance plans change every year. Premiums go up. Networks shift. New plans enter the market. Subsidies adjust with your income. Most people just auto-renew — and silently overpay or lose coverage they thought they had.
Kevin schedules an annual review with every client during Open Enrollment (November 1 – January 15). He looks at what's changed in your life and what's changed in the market — then tells you honestly whether you should stay, switch, or adjust your plan.
The plan you chose last year might not be the right one today
Why This Matters
This service is free. It always has been. Kevin's goal is to keep you on the right plan year after year, not just to make a one-time sale.
What changes between enrollments?
→ Your income increased or decreased — affecting your subsidy
→ You got married, had a child, or had a dependent age out
→ Your current plan's premium increased at renewal
→ Your doctors changed their network participation
→ New plans entered the market that are a better fit
→ You moved or work across different states now
📅 Schedule Your Annual Review
Open Enrollment: November 1 – January 15
Kevin recommends reviewing in October — before enrollment opens — so you're ready to move quickly on the best plans.
⏰ Open Enrollment Dates
ACA Open Enrollment Nov 1 – Jan 15
Best time to review October
Private PPO enrollment Year-round
What Kevin does during your annual review
The Review Process
1
Review What's Changed
Kevin starts by asking what's changed in your life — income, family situation, doctors, medications — since your last enrollment.
2
He compares your current plan against what's available for the coming year — across carriers — and flags any meaningful differences in price, network, or coverage.
Shop the Market
3
Give You a Clear Recommendation
Kevin tells you exactly what he recommends and why. If your current plan is still the best option, he'll say so. If there's something better, he'll show you the difference.
Your plan from last year might not be the right plan for next year. Book your free annual review with Kevin before Open Enrollment closes.